[問題]GWD12 Q12

[val]

I cannot find related solutions in the CR section. Please advice.

Q12
For similar cars and drivers, automobile insurance for collision damage has always cost more in Greatport than in Fairmont. Police studies, however, show that cars owned by Greatport residents are, on average, slightly less likely to be involved in a collision than cars in Fairmont. Cleary, therefore, insurance companies are making a greater profit on collision-damage insurance in Greatport than in Fairmont.

Which of the following is an assumption on which the argument depends?

A. Reparing typical collision damage does not cost more in Greatport than in Fairmont.
B. There are no more motorists in Greatport in Fairmont.
C. Greatport residents who have been in a collision are more likely to report it to their insurance company than Fairmont reisidents are.
D. Fairmont and Greatport are the cities with the highest collision-damage insurance rates.
E. The insurance companies were already aware of difference in the likelihood of collisions before the publication of the police reports.

我知道答案是A 但是可否請教為何 E 不行呢?

謝謝各位

[維尼]

因為問 assumption 有一個關鍵是: 若assumption為否 則推論不成立
所以
e答案即使不成立 也不會影響推論

[val]

Thanks! You really well know the strategies of getting questions right.

[schung0529]

不好意思~ 我還是有點不懂

A 如果是 Repairing typical collision damage does [s]not[/s] cost more in Greatport than in Fairmont...才可以回到 "Clearly, therefore, insurance companies are making a greater profit on collision-damage insurance in Greatport than in Fairmont"

有人可以幫幫我嗎? Thanks!

[stilalala]

不好意思~ 我還是有點不懂

A 如果是 Repairing typical collision damage does [s]not[/s] cost more in Greatport than in Fairmont...才可以回到 "Clearly, therefore, insurance companies are making a greater profit on collision-damage insurance in Greatport than in Fairmont"

有人可以幫幫我嗎? Thanks!

如果G的成本高過於F,那麼保險公司對G收比較高的保費,就不能說保險公司
在g這個地方賺比較多錢了
(利潤=保費-成本)

[schung0529]

不好意思~ 我還是有點不懂

A 如果是 Repairing typical collision damage does [s]not[/s] cost more in Greatport than in Fairmont...才可以回到 "Clearly, therefore, insurance companies are making a greater profit on collision-damage insurance in Greatport than in Fairmont"

有人可以幫幫我嗎? Thanks!

如果G的成本高過於F,那麼保險公司對G收比較高的保費,就不能說保險公司
在g這個地方賺比較多錢了
(利潤=保費-成本)

謝謝~了解!

[Lory]

再補充一下，就是客戶投保越高，但發生事故少，或者已經發生事故，但是該地方的修理費用香對便宜，表不須保險公司來出面掏腰包來負責所謂的賠償事宜，所以相對來說客戶投保卻不多要求保險公司出面理賠，所以保險公司理賠金額少，其支出就少，所以profit就高囉!!!!!

嗯!!! 我是個八哥!!!!瓜瓜瓜!!!!!

[mandy-lo]

stilalala 寫到:如果G的成本高過於F,那麼保險公司對G收比較高的保費,
就不能說保險公司，在g這個地方賺比較多錢了 (利潤=保費-成本)

不好意思，不大清楚保險的相關常識…（PS因為都不是我自己打理的）
我清楚文章所說的若Ｇ的維修成本高，那保險公司就要支付這項昂貴的維修費用
，相對來說我就沒有賺頭啦…
想請問一下，文章內容沒有說保險公司對Ｇ收比較高的保費，這句是怎麼看出來的？

[kotokolin]

不需要懂保險常識唷~

利潤=保費-成本

題目裡面:
automobile insurance for collision damage has always cost more in Greatport than in Fairmont.
這句不就在說保費比較高嗎? ^o^

題目又說G的利潤高

所以我們欠一個assumption就是選項A-> 維修成本沒有比較高

[mandy-lo]

oh.........., I got it....thanks for reply

[dibert8]

決定保費的因素:理賠機率,理賠金額,保險公司利潤.
題目給理賠機率 G<F ,保費 G>F => 利潤 G>F.
(A) 理賠機率 G<F ,理賠金額 G=F ,保費 G>F => 利潤 G>F
(B) 跟開車人數無關(因為不一定投保).
(C) 理賠機率 G>F ,理賠金額? 保費 G>F => 利潤 G?>F
(D) 理賠機率 G<F ,理賠金額? 保費 G>F => 利潤 G?>F
(E) 利潤掌握在保險公司手裡,所以無法判斷

[王志元]

我選D
利潤=保費-成本
automobile insurance for collision damage has always cost more in Greatport than in Fairmont
這已經是不變的事實，即使
A選項說"Reparing typical collision damage does not cost more in Greatport than in Fairmont"

唯一沒提到的保費部份
D選項說"Fairmont and Greatport are the cities with the highest collision-damage insurance rates."
兩個城市的保險費率都最高

保險費率：(Insurance rate)保險費率是指每一單位的保險金額，於一定保險期間的保險費

[阿琪]

回覆樓上的大大

那如果修理費很高呢？(選項A所述-取非)
那insurance要求cost 很多…不是就很合理了嗎？因為修的貴，所以cost more，這樣怎會有greater profit可言呢~
要釐清 insurance cost 和 reparing cost 的差異！！(並非reparing cost來造成insurance cost)
答案(a)正確的假設！

選項D
兩個城市保費高或都低………好像對論述起不來什麼作用！！

以上參考○巴！

[王志元]

啊，我懂了
automobile insurance for collision damage has always cost more in Greatport than in Fairmont
的意思是
保險費用G花的比F還多
所以不管要保的費率是不是最高的
保險費用G花的還是比F還多

我誤以為是理賠的錢了

傷腦筋！